Florida advances AI insurance review law, with DeSantis pushing state AI rights amid federal pushback.

Florida lawmakers advanced a bill banning insurers from denying claims based solely on AI, requiring human review to ensure fairness, amid concerns over automated decisions in hurricane claims. Governor Ron DeSantis promoted a broader “AI Bill of Rights” to protect residents, including bans on unauthorized use of personal data, mandatory transparency, and restrictions on AI in sensitive areas like mental health. He defended Florida’s right to regulate AI independently despite a federal executive order seeking to limit state-level rules, citing risks to children and rising utility costs from data centers. The legislation reflects growing state-level efforts to address AI’s societal impacts amid regulatory uncertainty.