Free financial help is available for Americans through CDFIs, rent negotiation tools, ABLE accounts, and tax prep services.

Americans facing financial challenges can access free or low-cost support through several resources. Community Development Financial Institutions (CDFIs) provide small business loans, credit, and coaching, backed by government and private funding. Tenants can negotiate rent increases using local market data and tools from organizations like SaverLife. ABLE accounts offer tax-advantaged savings for disability-related expenses without affecting public benefits. Free, IRS-certified tax preparation is available through community groups, many offering financial coaching; a $200,000 Wells Fargo Foundation grant helped 15 nonprofits prepare over 20,000 returns, potentially returning $25 million to households. These programs aim to improve financial stability across key life moments.