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flag NatWest cuts two-year fixed mortgage rates to 3.62% for buyers, 3.66% for remortgagers, amid rising rate cut expectations.

flag NatWest has lowered its two-year fixed mortgage rates to 3.62% for purchases and 3.66% for remortgages at a 60% loan-to-value ratio, joining Santander and Barclays in a pre-Christmas rate cut surge. flag The move, driven by expectations of a Bank of England base rate reduction—now at 90% probability—reflects growing competition among lenders to attract borrowers. flag Brokers report a broader trend of falling headline rates across the market, though access remains limited for those on standard variable, interest-only, or arrears arrangements.

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