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flag New Jersey ranks second worst for driving, with high accident rates and insurance costs despite low speeding tickets.

flag New Jersey ranks second in the U.S. for worst drivers, according to Lending Tree’s 2025 report, with 58.8 driving incidents per 1,000 drivers and the nation’s highest accident rate at 31.5 per 1,000. flag Despite low speeding citations—0.2 per 1,000 drivers—New Jersey has the highest car insurance rates in the country. flag The state ranks 11th for DUIs with 2.0 per 1,000 drivers. flag Factors like traffic congestion, narrow roads, potholes, and high population density contribute to difficult driving conditions.

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