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In Q3 2025, 50 U.S. counties faced rising home value risks due to foreclosures, underwater mortgages, and stagnant wages, led by California, New Jersey, and Florida.
In Q3 2025, Attom’s Housing Risk Report identified 50 U.S. counties at highest risk of declining home values, with California, New Jersey, and Florida leading, driven by high foreclosure rates, underwater mortgages, and stagnant wages.
Butte, Humboldt, Shasta, and El Dorado counties in California were among the most vulnerable, while Louisiana had the worst underwater mortgage rates.
Foreclosure filings rose in Florida, New Jersey, and South Carolina, and high unemployment, especially in California’s Imperial County, added to market instability.
Nationally, 2.8% of homes were seriously underwater, and housing costs exceeded 100% of wages in several high-priced areas.
En el tercer trimestre de 2025, 50 condados de EE. UU. enfrentaron riesgos crecientes de valor de vivienda debido a ejecuciones hipotecarias, hipotecas subacuáticas y salarios estancados, liderados por California, Nueva Jersey y Florida.