The U.S. is advancing Basel III endgame reforms to update bank capital rules, with final decisions expected in 2026.

The U.S. is advancing the Basel III endgame reforms, which could reshape bank capital requirements and influence lending, trading, and investment strategies. Regulators aim for a balanced, modernized framework without disrupting lending, though impacts on capital levels remain uncertain. Industry groups urge weaker rules to boost growth and credit access, while Fitch warns reduced buffers may weaken financial resilience. The final rule will likely involve extensive consultation, with 2026 seen as pivotal for implementation.