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flag 85% of New Zealanders still aim to own homes, despite high prices and costs, with some progress in affordability and confidence.

flag Home ownership remains a top goal for 85% of New Zealanders, according to Kiwibank’s 2025 report, with rising confidence despite ongoing challenges like high prices and living costs. flag Nearly half of non-homeowners feel buying is more achievable than last year, and many are adapting by cutting expenses, making extra mortgage payments, or exploring co-ownership and relocation. flag While 57% still feel locked out of the market, younger generations show strong desire and confidence, and improved lending rules may help future buyers.

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