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flag Chinese firms in India use parent-company loans amid funding hurdles from India's China-investment rules.

flag Chinese electronics firms in India, including Oppo, Vivo, and Haier, are increasingly using loans from parent companies due to hurdles in securing equity funding under India’s Press Note 3 rules, which require government approval for investments from China. flag Ongoing regulatory scrutiny has made bank loans difficult, pushing companies to rely on external commercial borrowings from affiliated entities. flag Some, like Xiaomi, have funds frozen, while others seek approval for expansion. flag Despite challenges, Chinese brands remain dominant in India’s smartphone market.

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