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flag 85% of New Zealand military say they're underpaid, risking retention and security.

flag A March 2025 survey of over 300 New Zealand Defence Force personnel reveals widespread pay dissatisfaction, with 85% saying civilians earn $20,000 to over $40,000 more despite similar or greater responsibilities. flag Ninety-one percent believe their base pay doesn’t reflect their duties, and 92% say the $18,024 Military Factor fails to compensate for risks and sacrifices. flag Over half reported financial hardship, 16% struggle to afford basic needs, and 74% have considered leaving due to pay, with 63% planning to exit within five years. flag Tax issues on allowances have caused debt, and without union rights or independent pay reviews, personnel lack bargaining power. flag Advocates warn the crisis threatens retention, morale, and national security.

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