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flag Graduate nursing and therapy students are exempt from new $200,000 loan limits, sparking debate over health care workforce access.

flag The U.S. Department of Education’s 2026 student loan caps for graduate and professional programs exclude key health care fields like nursing, physical therapy, and speech pathology from the $200,000 lifetime limit, drawing criticism from advocates who warn the move could worsen workforce shortages and limit access to care. flag While the department says most nursing students already borrow below the cap and the policy aims to control debt and program costs, opponents argue the exclusion creates financial barriers and undermines efforts to expand the health care workforce.

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