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A 2025 federal law bans insurers from using genetic info to deny coverage or set rates.
A new federal law taking effect in 2025 prohibits health and life insurers from using genetic information to deny coverage or set premiums, marking a significant expansion of genetic privacy protections in the U.S.
The rule, enforced by the Department of Health and Human Services, aims to prevent discrimination based on predispositions to certain diseases, ensuring individuals cannot be penalized for their genetic makeup.
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Una ley federal de 2025 prohíbe a las aseguradoras usar información genética para negar la cobertura o fijar las tarifas.