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Khyber-Pakhtunkhwa enacts Digital Payments Act 2025, mandating QR code transactions to reduce cash use and promote financial inclusion.
Khyber-Pakhtunkhwa has approved the Digital Payments Act 2025, making it Pakistan’s first province to mandate QR code-based digital transactions across government, business, and services.
The law aims to reduce cash use, increase transparency, and boost financial inclusion.
Newly registered informal businesses will be exempt from sales tax on digital payments for two years.
The act bans extra fees for digital payments and includes data protection safeguards.
Public Wi-Fi expansion, digital literacy in schools, and business training programs will support rollout.
The province aims to become a cashless economy and a model for national digital transformation.
Khyber-Pakhtunkhwa promulga la Ley de Pagos Digitales 2025, obligando a las transacciones con código QR para reducir el uso de efectivo y promover la inclusión financiera.