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flag New 2025 health insurance perks let Americans save on care, fitness, and more—some may reclaim full premiums.

flag Health insurance extras in 2025 can help Americans save significantly by covering preventive care like physiotherapy, chiropractic care, and massage, as well as children’s swimming lessons up to $200 per child annually and gym memberships tied to injury recovery with doctor approval. flag Some funds offer advance claims for gift vouchers, and long-term policyholders may benefit from loyalty bonuses, especially if children are nearing orthodontic treatment. flag By using valid 2025 invoices and acting before year-end, some individuals may reclaim their entire premium, effectively making insurance free.

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