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Pakistani auto loans hit Rs315.4 billion by October 2025, rising for 11 straight months due to lower rates and strong demand for small and used cars.
Auto financing in Pakistan reached Rs315.4 billion by October 2025, marking 11 consecutive months of growth, driven by lower interest rates after the central bank cut its policy rate to 11% in June 2024.
Demand for small and used vehicles remains strong, supported by attractive loan terms and new model launches.
Despite a 25% market share for imported used cars and underutilized production capacity, industry leaders urge the government to maintain a 40% tariff gap between imported and locally built vehicles to protect domestic manufacturing and boost investment.
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Los préstamos para automóviles paquistaníes alcanzaron los 315,4 mil millones de rupias en octubre de 2025, aumentando durante 11 meses consecutivos debido a las tasas más bajas y a la fuerte demanda de automóviles pequeños y usados.