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flag New Zealand’s small businesses remain optimistic despite economic challenges, adapting through pricing, diversification, and increased financing use.

flag New Zealand’s SMEs remain highly confident about their future, with 92% optimistic about the next year and 91% over five years, despite rising costs, weakening profit expectations, and a dimmer broader economic outlook. flag Many are adapting through pricing adjustments, diversification, and increased marketing, while hiring intentions and cash reserves are improving. flag A third plan to seek external financing, with growing trust in non-traditional lenders, reflecting a pragmatic focus on resilience amid uncertainty.

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