UK homeowners may lose insurance coverage if they cut heating too much, warns Defaqto.

UK households risk voiding their home insurance by cutting heating costs too drastically, warns Defaqto. Turning off central heating, letting indoor temperatures drop too low, or skipping boiler maintenance may breach policy terms, leading insurers to deny claims for frozen pipe damage. Experts urge homeowners to check their policies before making changes, balancing savings with coverage requirements to avoid costly repairs.