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flag Pakistan’s Apni Chhat Apna Ghar program has built 30,600 homes and aided over 105,000 families with interest-free loans since August 2024.

flag As of November 8, 2025, Pakistan’s Apni Chhat Apna Ghar housing initiative has constructed 30,600 homes and provided interest-free loans to over 105,000 families, with a second loan installment released to 69,200 households. flag The program, launched in August 2024, offers repayment incentives—20% off for paying within one to three years, 10% within four to six years—and enables online registration via acag.punjab.gov.pk. flag It aims to expand affordable homeownership through digital access, private-sector partnerships, and transparent oversight, with officials seeking a UN-Habitat award nomination to highlight its progress in sustainable urban development.

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