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Pakistan’s Apni Chhat Apna Ghar program has built 30,600 homes and aided over 105,000 families with interest-free loans since August 2024.
As of November 8, 2025, Pakistan’s Apni Chhat Apna Ghar housing initiative has constructed 30,600 homes and provided interest-free loans to over 105,000 families, with a second loan installment released to 69,200 households.
The program, launched in August 2024, offers repayment incentives—20% off for paying within one to three years, 10% within four to six years—and enables online registration via acag.punjab.gov.pk.
It aims to expand affordable homeownership through digital access, private-sector partnerships, and transparent oversight, with officials seeking a UN-Habitat award nomination to highlight its progress in sustainable urban development.
El programa Apni Chhat Apna Ghar de Pakistán ha construido 30.600 viviendas y ha ayudado a más de 105.000 familias con préstamos sin intereses desde agosto de 2024.