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flag Enact Holdings earned $163 million in Q3 2025, down from prior periods, with a 15% loss ratio and $14 billion in new insurance written.

flag Enact Holdings reported third-quarter 2025 net income of $163 million, or $1.10 per share, down from prior periods, with adjusted operating income at $166 million. flag New insurance written rose 6% quarterly and 3% annually to $14 billion, while in-force insurance reached $272 billion. flag Net premiums earned were flat at $245 million, with a 15% loss ratio due to higher losses. flag Reserve releases of $45 million and increased net investment income supported results. flag The company maintained strong capital levels, announced a $0.21 quarterly dividend, and reported a 12.4% return on equity.

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