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Indian travelers to the U.S. are advised to buy travel insurance for medical emergencies, trip issues, and lost baggage due to high healthcare costs and travel risks.
Indian travelers to the U.S. are urged to buy travel insurance to cover medical emergencies, trip cancellations, lost baggage, and other unexpected events.
Policies from providers like HDFC ERGO typically include emergency medical treatment, hospital stays, ambulance services, and evacuation or repatriation, which are vital due to the high cost and complexity of U.S. healthcare.
Coverage also extends to trip interruptions, delays, missed connections, and passport loss, with 24/7 assistance available.
Travelers should select plans based on trip length, ensure sufficient medical limits, disclose pre-existing conditions, and confirm evacuation is managed, not just reimbursed.
Buying early, storing digital documents, testing support lines, and considering annual plans for frequent trips are recommended.
Real-life situations underscore the importance of insurance in reducing financial and logistical stress during travel.
Se aconseja a los viajeros indios a los Estados Unidos que compren un seguro de viaje para emergencias médicas, problemas de viaje y equipaje perdido debido a los altos costos de atención médica y riesgos de viaje.