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flag River City Bank earned $19.7 million in Q3 2025, up from last year, with strong performance and a stock split.

flag River City Bank reported third-quarter 2025 net income of $19.7 million, or $13.56 per share, up from $16.2 million, or $11.09 per share, in the same period last year. flag Year-to-date net income was $47.4 million, or $32.44 per share, compared to $52.1 million, or $35.38 per share, in 2024. flag The bank achieved a 12.5% return on equity, book value per share rose to $370, and it maintained strong capital and liquidity positions. flag Loan growth boosted interest income despite slightly lower yields, while the cost of funds declined. flag The bank reversed $644,000 in credit loss provisions, had no non-performing loans, and announced a $0.40 per share dividend and a ten-for-one stock split.

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