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A government shutdown is stalling homebuying, especially for rural buyers using USDA loans, due to halted loan processing and inspections.
A government shutdown is delaying homebuying across the U.S., particularly for those relying on USDA-backed loans, as furloughed federal employees halt processing of mortgage applications and inspections.
Prospective buyers like Chase Franklin, planning to move from North Dakota to Kansas, face uncertainty as loan approvals stall, risking missed closing dates and abandoned purchases.
The disruption is especially impactful in rural areas where federal financing options are limited, highlighting how prolonged government inaction affects Americans' ability to achieve homeownership.
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Un cierre del gobierno está deteniendo la compra de viviendas, especialmente para los compradores rurales que usan préstamos del USDA, debido a la interrupción del procesamiento de préstamos e inspecciones.