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Australia's financial literacy lags behind rising crypto use, with most adults unprepared for digital asset risks and rules.
Australia faces a growing financial literacy gap as digital assets like Ethereum reshape finance, with 32.5% of adults owning crypto but limited education on tokenomics, volatility, and tax rules.
Despite Ethereum’s 2025 price swings from AU$2,410 to over AU$7,366 and rising DeFi adoption, traditional financial education lags, leaving most unaware digital assets aren’t legal tender.
Institutions are responding with fintech and blockchain programs, but only 28% of teenage boys and 15% of girls show basic financial skills, highlighting urgent needs for updated, practical education that bridges traditional and digital finance systems.
La alfabetización financiera de Australia está rezagada por el creciente uso de criptomonedas, y la mayoría de los adultos no están preparados para los riesgos y las reglas de los activos digitales.