Without congressional action, ACA subsidies could expire, raising premiums by up to $2,000 monthly by 2025.

Democratic House Minority Leader Hakeem Jeffries warns that without congressional action, Affordable Care Act subsidies will expire at the end of 2025, potentially causing health insurance premiums to rise by up to $2,000 monthly—pushing annual costs above $24,000 for millions, especially those earning around $63,000. With the government still shut down and no spending bill passed, Jeffries says public pressure from the upcoming November 1 open enrollment period will expose the financial burden, urging Congress to extend subsidies permanently. He criticizes Republican proposals for a one-year extension as insufficient and contrasts them with permanent tax breaks for billionaires, while opposing GOP efforts to pay federal workers that grant the president broad discretion, calling them politically motivated. Jeffries insists Democrats will not compromise on healthcare access and are committed to ensuring both subsidy extensions and fair pay for essential workers.