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Middlefield Banc Corp. posted strong 2025 results with higher earnings, loan growth, and improved margins.
Middlefield Banc Corp. reported strong financial results for the first nine months of 2025, with diluted earnings per share rising to $2.01 from $1.32 in 2024.
Net interest income increased 13.2% to $51.1 million, and the net interest margin expanded to 3.79%.
Total loans reached a record $1.61 billion, up 6.8%, while total assets rose 6.5% to $1.98 billion.
Pre-tax, pre-provision earnings jumped 37.3% year-over-year.
Book value per share grew 6.1% to $27.71, and return on average assets improved to 1.14%.
The company cited disciplined expense management, loan growth, and an upcoming branch relocation as key drivers of performance.
Middlefield Banc Corp. registró fuertes resultados para 2025 con mayores ganancias, crecimiento de préstamos y mejores márgenes.