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Extreme fire danger in NSW raises possibility of temporary insurance embargoes on new home policies.
Extreme fire danger across New South Wales, including the Illawarra region, has prompted concerns about temporary insurance embargoes on new home policies, according to industry experts.
With 58 bush and grass fires burning statewide and severe weather including 38°C temperatures and 100 km/h wind gusts, insurers may restrict new coverage during high-risk periods to manage risk and prevent opportunistic claims.
While no active fires were reported in the Illawarra as of October 22, 2025, a fire continued in Little Forest, Shoalhaven.
Embargoes are standard in Australia but not universal, and competition in the insurance market may still allow some homeowners to find coverage.
Fire and Rescue NSW and the NSW Rural Fire Service remain on high alert, urging residents to report unattended fires immediately by calling triple zero.
El peligro extremo de incendio en Nueva Gales del Sur plantea la posibilidad de embargos temporales de seguros en las nuevas pólizas de hogar.