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flag Four million in England and Wales face financial hardship, with rising debt and shortages expected to worsen by 2025/26.

flag Four million people in England and Wales are living in a negative budget, where income doesn’t cover basic needs, with an average monthly shortfall of £343 projected to rise to £396 by 2025/26, according to Citizens Advice. flag Over half of those seeking debt help are in this crisis, with average household debt at £9,963. flag Nearly 860,000 children are affected, and more than 320,000 people are just £50 from falling into financial distress—expected to grow to 580,000. flag Private renters and single-parent families are disproportionately impacted. flag The charity urges the government to deliver targeted utility support, raise housing benefits, and end the two-child benefit cap in the upcoming autumn Budget.

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