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flag As of October 18, 2025, top U.S. savings accounts offer up to 4.36% APY.

flag As of October 18, 2025, the highest available interest rates for savings accounts reach up to 4.36% APY, with top CD and money market accounts offering 4.25% and 4.26% APY respectively, providing strong returns for cash held in these low-risk accounts.

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