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UK expands automated monitoring of benefit recipients' bank accounts, sparking privacy and accuracy concerns.
The UK government is expanding the DWP’s powers to monitor bank accounts of benefit recipients through automated systems, targeting Pension Credit, Universal Credit, and Employment Support Allowance.
New legislation allows financial institutions to report when claimants exceed savings limits, enabling algorithm-driven investigations.
Critics, including disability and civil rights groups, warn the system risks wrongly flagging vulnerable people—such as the elderly, disabled, and low-income claimants—due to normal financial activity, leading to distress, privacy violations, and potential loss of benefits.
While the DWP insists human decision-makers will oversee all cases and no direct account access will occur, opponents argue the measures are overly broad, prone to error, and could erode trust.
The bill, projected to save £1.5 billion over five years, is under parliamentary review.
El Reino Unido amplía el monitoreo automatizado de las cuentas bancarias de los beneficiarios de beneficios, lo que genera preocupaciones sobre la privacidad y la exactitud.