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flag F.N.B. Corp. posted a 37% surge in third-quarter 2025 net income, driven by higher interest income, improved efficiency, and strong deposit growth.

flag F.N.B. flag Corporation reported third-quarter 2025 net income of $149.5 million, or $0.41 per share, a 37% increase from the same period in 2024 and a 14% rise from the prior quarter. flag Revenue reached a record $457 million, driven by higher net interest income, margin expansion, and strong non-interest income. flag The company’s efficiency ratio improved to 52%, and tangible book value per share rose 11% year-over-year. flag Average loans grew 3% annually, while deposits increased 6.4%, improving the loan-to-deposit ratio to 91%. flag Results were supported by disciplined underwriting, credit risk management, and investments in digital technology and AI.

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