ACT pushes back on New Zealand’s card surcharge ban, urging targeted rules to avoid higher prices and service cuts.

ACT proposes a targeted amendment to New Zealand’s proposed ban on merchant surcharges, allowing businesses to charge fees for card payments when free alternatives like cash or EFTPOS are available. The party argues a blanket ban could force retailers to raise prices across the board or cut services, harming both businesses and consumers. While the government aims to ensure checkout prices match advertised ones by May 2026, ACT and retailers warn the policy may backfire, increase costs, and stifle innovation. The Commerce Commission may conduct a full consultation, and the bill remains under review ahead of a final decision.