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flag As of October 10, 2025, top savings accounts offer up to 4.4% APY, the highest rates in years.

flag As of October 10, 2025, top high-yield savings accounts offer up to 4.25% APY, certificates of deposit (CDs) match that rate, and money market accounts provide returns as high as 4.4% APY, according to updated financial data. flag These rates reflect current market conditions and represent some of the best returns available for low-risk savings products.

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