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U.S. average mortgage rate fell to 6.3% on Oct. 9, 2025, its lowest in a year.
The average long-term U.S. mortgage rate dropped to 6.3% as of October 9, 2025, marking its lowest level in about a year, according to recent data.
This decline offers temporary relief to homebuyers facing high borrowing costs, though rates remain significantly above pre-pandemic levels.
The decrease reflects ongoing shifts in the bond market and investor expectations for future inflation and Federal Reserve policy.
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La tasa hipotecaria promedio de los EE. UU. cayó al 6.3% el 9 de octubre de 2025, su nivel más bajo en un año.