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flag North Dakota’s insurance commissioner warns extending ACA tax credits is urgent to prevent steep premium hikes ahead of enrollment.

flag North Dakota’s Insurance Commissioner Jon Godfread is urging Congress to extend Affordable Care Act premium tax credits before they expire at the end of December, warning that without them, premiums for about 34,000 residents could rise by $500 monthly—$6,000 annually—disproportionately affecting small business owners, farmers, and ranchers. flag The credits, vital for affordability on the ACA Marketplace, are now a key point in federal shutdown negotiations, with Democrats pushing for their extension alongside Medicaid protections and Republicans opposing the linkage. flag Godfread stresses that delaying action risks deterring enrollment during the November–December open enrollment period, potentially leaving people uninsured. flag He calls for immediate, nonpartisan action to prevent disruption, noting that without credits, national premiums could double.

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