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India tests AI-powered e-commerce payments via ChatGPT using UPI, with user-approved transactions.
India has launched a pilot program letting users make e-commerce payments via ChatGPT using the country’s Unified Payments Interface (UPI), a system handling over 20 billion transactions monthly.
The initiative, led by NPCI and Razorpay with OpenAI, Axis Bank, Airtel Payments Bank, and Bigbasket, allows AI to assist in shopping and payments through conversational interfaces, with transactions requiring user approval.
The test aims to assess secure, AI-driven commerce and could expand across industries.
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India prueba pagos de comercio electrónico impulsados por IA a través de ChatGPT utilizando UPI, con transacciones aprobadas por el usuario.