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UK households urged to use free tools to check benefits and manage spending ahead of holiday costs.
As the year ends, MoneyHelper urges UK households to manage finances amid ongoing cost-of-living pressures, especially in the North-West.
It recommends checking eligibility for unclaimed benefits like Universal Credit and Pension Credit using its free Benefits Calculator.
Households are advised to review energy bills, compare suppliers while noting exit fees, and adopt energy-saving habits.
Early planning for Christmas, including setting gift and meal spending limits, can ease financial strain.
Families should also budget for other events like Diwali, Halloween, Bonfire Night, and half term.
Free tools such as the Budget Planner are available to help manage spending across these occasions.
Se insta a los hogares del Reino Unido a utilizar herramientas gratuitas para comprobar los beneficios y gestionar el gasto antes de los gastos de vacaciones.