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flag Virginia delays 2026 insurance rate notices to Oct. 31 due to federal delays and subsidy uncertainty, with premiums expected to rise 20.5%.

flag Virginia has delayed notifying residents of 2026 health insurance rate hikes by two weeks, pushing the deadline to October 31 due to federal approval delays and the impending expiration of enhanced tax credits. flag The delay affects individuals and small group market consumers, with average premiums projected to rise 20.5%, potentially increasing by $692 monthly for families earning up to 400% of the federal poverty level. flag Senate Democrats blocked a stopgap bill that would have extended subsidies, triggering a federal shutdown. flag Officials warn the uncertainty could reduce enrollment, destabilizing the market by discouraging healthier individuals from signing up. flag Open enrollment begins November 1 and runs through January 30.

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