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Car insurance rates vary widely by location, with violations significantly increasing costs, according to October 2025 data.
In October 2025, car insurance rates vary significantly across U.S. cities, with Country Financial offering the lowest premiums in Brunswick and Rome, Georgia, and Travelers leading in Sebring and Crestview, Florida.
Rates for liability and full coverage depend on location, insurer, and driving history, with full coverage including collision and comprehensive protection.
Violations like speeding, DUIs, and hit-and-runs substantially increase premiums, with some offenses raising monthly costs by over $200.
Average rates for drivers with no violations range from $118 in Mansfield to $264 in Sebring, while serious infractions can push rates above $400.
Data from Way.com, based on ZIP code-level filings, is for comparative use and may vary by individual factors.
Las tasas de seguro de automóviles varían ampliamente según la ubicación, con violaciones que aumentan significativamente los costos, según datos de octubre de 2025.