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flag Insurers seek billions in restored subsidies, sparking debate over profit vs. patient care in the U.S. health system.

flag Health insurance giants like UnitedHealthcare, Blue Cross Blue Shield, and Humana are lobbying hard to restore hundreds of billions in federal subsidies from Obamacare and Medicare Advantage, with critics saying the funds mainly boost insurer profits rather than patient care. flag Estimates suggest the industry could gain $30 billion to $50 billion, as insurers have outperformed the stock market since the ACA’s passage. flag Experts argue the current system over-insures Americans, inflates costs, and prioritizes profit over care, fueling bipartisan concern over the role of private insurers in a $3 trillion health system. flag Calls are growing for reforms that let patients directly compare prices, similar to home insurance, and for a shift toward a single-payer model, as public support for such a system rises amid persistent inefficiencies and high spending.

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