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flag Hong Kong’s 2025 rainstorm surge boosts early travel insurance demand, with Chubb urging advance purchases for protection.

flag In 2025, Hong Kong saw 51 rainstorm warnings and four black rainstorm signals, driving a surge in travel insurance purchases, particularly after weather events. flag Chubb Insurance notes that demand spikes when risks are imminent, but coverage only applies from the policy’s start date, meaning last-minute purchases may leave travelers unprotected. flag To encourage early planning, Chubb introduced a redemption scheme offering vouchers for insurance purchases. flag The insurer urges travelers to buy coverage in advance to ensure protection against trip cancellations, delays, and disruptions caused by extreme weather.

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