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Hong Kong’s 2025 rainstorm surge boosts early travel insurance demand, with Chubb urging advance purchases for protection.
In 2025, Hong Kong saw 51 rainstorm warnings and four black rainstorm signals, driving a surge in travel insurance purchases, particularly after weather events.
Chubb Insurance notes that demand spikes when risks are imminent, but coverage only applies from the policy’s start date, meaning last-minute purchases may leave travelers unprotected.
To encourage early planning, Chubb introduced a redemption scheme offering vouchers for insurance purchases.
The insurer urges travelers to buy coverage in advance to ensure protection against trip cancellations, delays, and disruptions caused by extreme weather.
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El aumento de la tormenta de Hong Kong en 2025 impulsa la demanda temprana de seguros de viaje, con Chubb instando a las compras anticipadas para la protección.