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flag India's UPI hit 20 billion transactions in September 2025, with record daily volumes and expanded limits for high-value payments.

flag India's UPI system saw a 31% year-on-year rise in transaction volume to 19.63 billion in September 2025, with transaction value reaching Rs 24.90 lakh crore, up 21% from last year. flag Daily transaction value averaged Rs 82,991 crore, and daily counts hit 654 million, up from August. flag Despite a ban on real money gaming, UPI surpassed 20 billion transactions in a month for the first time. flag The NPCI expanded person-to-merchant (P2M) limits, raising the 24-hour cap to Rs 10 lakh for sectors like insurance, government e-Marketplace, travel, loans, and credit card payments, with per-transaction limits now at Rs 5 lakh. flag Credit card payment limits were set at Rs 6 lakh daily. flag P2P limits remain at Rs 1 lakh per day. flag The changes aim to boost digital payments in high-value areas.

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