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Health insurance premiums to rise 6.5% in 2026, the largest increase in 15 years, outpacing wage growth.
Health insurance premiums are expected to rise 6.5% in 2026, the largest increase in 15 years, outpacing projected wage growth of 3%, according to Mercer.
Employers, facing ongoing financial pressure from inflation, an aging population, and costly new treatments, are likely to raise payroll contributions and increase cost-sharing measures like deductibles and co-pays.
This marks the fourth straight year of rising health care costs, breaking a decade of more moderate growth.
While premiums rose 24% between 2019 and 2024, wages had kept pace—though that balance is now at risk.
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Las primas del seguro de salud aumentarán un 6,5% en 2026, el mayor aumento en 15 años, superando el crecimiento de los salarios.