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flag India urges Punjab to join crop insurance scheme amid flood devastation, offering full support for 2026–29.

flag The Indian Union Agriculture Ministry is urging Punjab to join the Pradhan Mantri Fasal Bima Yojana (PMFBY) crop insurance scheme amid severe floods affecting over 1,900 villages and 3.8 lakh people, destroying more than 11 lakh hectares of farmland. flag Punjab’s refusal to participate leaves farmers reliant on limited state relief, while the Centre offers full financial and technical support for the 2026–29 period. flag The PMFBY provides insurance at low premiums—2% for kharif and 1.5% for rabi crops—with the Centre and state sharing costs equally. flag The Centre has sent multiple requests, emphasizing that joining the scheme could save billions in relief spending and ensure better disaster resilience for farmers.

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