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flag In Florida, Travelers offers the cheapest car insurance, with Gainesville having the lowest average premium.

flag In August 2025, Way.com's data shows that in Florida, Travelers offers the cheapest car insurance rates at $52 per month for liability and $153 for full coverage. flag Gainesville has the lowest average monthly premium at $177. flag Rates can increase due to traffic violations, with DUIs causing significant hikes. flag Premiums vary by city, with Gainesville, Tallahassee, and Santa Rosa Beach being the cheapest, while Westview, Pinewood, and Golden Glades are the most expensive.

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