New tax rules limit charitable donation deductions starting 2026, affecting itemizers and non-itemizers.

Starting in 2026, new rules will change how much you can deduct for charitable donations on your taxes. Itemizers can only deduct cash donations that exceed 0.5% of their adjusted gross income, and the maximum deduction for cash donations to public charities remains at 60%. High-income filers will see a reduced benefit as their deductions will be treated as if they were in a lower tax bracket. Non-itemizers can deduct up to $1,000 or $2,000 for joint filers in cash donations.