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flag Savings, money market accounts, and CDs offer the highest interest rates seen recently, up to 5.5% APY.

flag Savings accounts are offering up to 4.3% APY, while money market accounts provide up to 4.41% APY. flag CDs top the list with the highest interest rates, reaching up to 5.5% APY. flag These rates represent the best options available as of July 19, 2025.

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