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flag XRP's price surges above $2.28, driven by institutional interest and a potential U.S. banking charter.

flag XRP, Ripple's cryptocurrency, has seen a significant price surge, breaking above $2.28, fueled by institutional interest and a potential U.S. banking charter. flag The token's market cap reached $135 billion, with weekly inflows of $10.6 million. flag Analysts predict XRP could climb to $4.60, supported by bullish momentum. flag However, XRP faces competition from new DeFi tokens like Mutuum Finance (MUTM), which offers high returns and has raised $11.8 million in presales. flag XRP's outlook is positive, driven by technical indicators and regulatory progress, but risks include failure to maintain key support levels.

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