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Varo Money offers the highest savings rate at 5.00% APY, far above the national average of 0.38%.
As of July 1, 2025, the highest savings account rate is 5.00% APY offered by Varo Money, significantly higher than the national average of 0.38%.
High-yield accounts, mainly from online banks, attract customers with no minimum balance requirements.
Meanwhile, the average 30-year fixed mortgage rate is 6.678%, showing little change.
Refinancing rates are around 6.75%, with costs typically between 2% and 6% of the loan amount.
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Varo Money ofrece la tasa de ahorro más alta con 5.00% APY, muy por encima del promedio nacional de 0.38%.