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India's average personal debt surged to ₹4.8 lakh, up from ₹3.9 lakh, raising RBI concerns.
The Reserve Bank of India (RBI) reports a significant rise in per capita debt for individual borrowers in India, from ₹3.9 lakh in March 2023 to ₹4.8 lakh in March 2025.
This increase is mainly due to higher-rated borrowers.
The RBI's financial stability report highlights the importance of monitoring these trends for long-term financial stability, noting that household debt stood at 41.9% of GDP, still relatively low compared to other emerging markets.
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La deuda personal promedio de la India se disparó a ₹4.8 lakh, desde ₹3.9 lakh, lo que generó preocupaciones en el RBI.