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flag India's average personal debt surged to ₹4.8 lakh, up from ₹3.9 lakh, raising RBI concerns.

flag The Reserve Bank of India (RBI) reports a significant rise in per capita debt for individual borrowers in India, from ₹3.9 lakh in March 2023 to ₹4.8 lakh in March 2025. flag This increase is mainly due to higher-rated borrowers. flag The RBI's financial stability report highlights the importance of monitoring these trends for long-term financial stability, noting that household debt stood at 41.9% of GDP, still relatively low compared to other emerging markets.

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