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Optimal Blue reports a 5.87% drop in mortgage lock volume, signaling a tougher spring for homebuyers.
Optimal Blue has expanded its Market Advantage report to include borrower profiles and capital market data, aiding lenders in understanding loan profitability amid rising interest rates and tightened margins.
The May 2025 report shows a 5.87% drop in mortgage lock volume and a decline in refinance activity, with the share dropping from 21% to 16%.
Purchase activity remained flat, indicating a weaker spring homebuying season.
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Optimal Blue informa una caída del 5,87% en el volumen de bloqueo de hipotecas, señalando una primavera más dura para los compradores de viviendas.