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flag Australian car insurance premiums rose by 5.8% to an average $2226 annually in 2025.

flag Car insurance premiums in Australia rose by 5.8% or $122 in 2025, making the average annual fee $2226. flag This increase is less than the 30.5% hike in 2024. flag Victorians pay the most at $2940 per year, and young male drivers under 25 face the highest premiums. flag Canstar's analysis suggests switching to a top-rated policy could save up to 31.1% on annual premiums, with potential savings of $692 per year.

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